This type of scam is called phishing.
Basically, this scam is where victims are asked and tricked to entering all their personal info like passwords, account numbers to an organization or company that presents itself as legitimate.
Ingenious scammers who create a site that looks a lot like the authentic web site do this trick.
E-mails are usually used to invite and bait potential online victims to go to the fake website.
As much as possible, always be cautious and wary of e-mails that ask you to click a link and give out personal sensitive info like bank details.
You should know that any info provided on these fake sites are farmed and harvested by scammers which they in turn use to steal the funds from the user’s bank account or steal the identity of the victim.
Be aware that companies that are legitimate would never ask for any sensitive info through e-mail.
Never, ever click on these e-mail links. Never give out any info about you. If there are doubts on the veracity of the e-mail, it is always best to directly contact the legitimate company.
How to know a scam if you see one
Generally, a scam has the following characteristics. It makes the promise to give you lots of money, lots of prizes or a job.
It also asks you for donations. It also proposes business deals that are lucrative. It also asks that you provide personal and very sensitive info. It also asks that you follow a specific link to a particular website and log in to a particular account.
Educating yourself is an essential contribution against being vulnerable to fraud as well as any virus or security threat.
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